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Month: April 2021

The Past

The Past

At this point in the feel, perhaps for the first time in our lives, that old age is there also to us: what can we do? First, change our mental records, giving us realize that if we align ourselves with this social programming, we will become old men who only expect away death one day more, only earrings each annoyance that appears because unconsciously it is a threat that programmed loss of powers and ultimately death. We must change these mental records because: while we are alive we can learn, discover and exploit every day what they learned. While we are alive, we have our internal available to our body energy to feel vital. While we are alive, we have physical, emotional, mental, health resources, so our lives will continue to be enriching. Therefore, it is important that the term old-age give you a broader and more hopeful, meaning so that we acoplemos our body with wisdom, living and moving forward until the last moment, each according to its capacity. To this end, I propose some guidelines that can help you: changes in your way of thinking: you have to have an open and expectant mind with new ideas to not stay paralyzed in the past, in what was or could be.

You can not afford to have your mind full of memories since then you’re very limited to gain access to new knowledge that will help to live in way more active your day to day. For this reason it is important that you consider small goals every day and put all your effort into fulfilling them, because when goals in bed at night, you’ll feel satisfied of having fulfilled your objective. Seeks to discard the thoughts of I’m more, I can not, already not touches me because they are a major obstacle to progress. Corporal guidelines: take care of your physical body, giving importance to aspects of body health and your image, putting on clothes that you feel like, makeup, decorations, because at any age we can be beautiful if we treat us well and pamper us.

Debt Relief

Debt Relief

This type of program requires a monthly payment, and also extends the payments of debts for a term of 5 years, which means that you will pay a lot of money in interest anyway. Finally, these programs do affect credit rating during the entire process of almost 5 years from now, it will resume the process of sanitation of lending activity. 3. Negotiation of a much more aggressive tactic that consolidate debt is debt negotiation with which it is negotiating an agreement with a company credit with end of that debt is settled by one amount less than the current balance of the card. A professional company of negotiation can achieve an average savings of 40-65%. This option may initially decrease much more than consolidation credit rating. While the initial effect is more severe, credit rating increases once the first agreement, which can be from four to six months.

In addition, this type of debt settlement programs last only 2-3 years, almost half of the time as a consolidation program and have a net saving much more significant than the consolidation. This brief summary of the options to confront the debts of credit card will serve to inform you about possible solutions that are to counteract effects caused by their credit card debts. However, the best thing you can do is access to professional financial advice to be able to understand the options in more depth. Only in this way, the financial independence you are looking for can be achieved. Scott Wallitsch is certified by the IAPDA as debt negotiator for DebtorSolution. He provides advice on deletion of debts (Debt Settlement and Debt Relief) to people who are seeking to become financially and economically independent. Original author and source of the article